wild bird ID needed... some kind of warbler? finch?

It looks like a warbler, but i'm not putting it past this bird to be a finch of even a sparrow of some sort. (probably not a sparrow).

black and white wings. tan back. very sharp line between the back and wings... no shading/streaking on the back and no tan color on the wings.

lighter tan (no streaking... probably) belly. maybe some white under the tail or yellow under the throat, but mostly just lighter tan.

The head is very distinctive if you look closely at it. It looks brown from far, but if you look close, you see the head is actually yellow but the bird has a brown/tan cap on the head and brown/tan cheek spots leaving very little yellow on the head.

Seed-eating wide beak. Large beutiful liquid eyes, they look larger than they should be for the bird's size.

I looked at warblers on google and i did several searches on WhatBird.come and can't find it.

the closes i can find is "pine warbler" but that one is too yellow and too streaky to be this one. and besides, those don't really come to bird-feeders, do they?

It is seen right now, dec, on a bird-feeder in CT. it does not feed there but visits from time to time.

I wonder if it's a female or juvenile of some kind of common warbler which is why it's no-where to be found...