Who is liable to pay in this matter??? My neighbors townhome was broken into.The dishwasher was stolen(Water e?

If the neighbors were not negligent they do not owe you for your damage or your deductible.

If their house was locked up and an unknown person broke into it - what did your neighbors do wrong? Nothing.

You are a victim of the thief just as much as your neighbors are.

You should pay your own deductible.

Your neighbors do not owe it to you.

You are liable. Since you chose to carry a high deductible on your insurance, you'll now have to pay it.

For LIABILITY, the guy that did the dirty deed - the bad guy, the thief, is liable. He's responsible. If you don't know who that is, then YOU have to pay for the damage to your unit, and the neighbor has to pay for the damage to their unit.

I don't know of any statute of limitations for claims against your own policy. The statute, would be suing someone else - it varies by state, but generally in most states, is 2 - 3 years. And if you sue your neighbor over this, you're going to LOSE, as they were not NEGLIGENT - they are a victim of this bad guy, as well.

Not what you want to hear, sorry, but it's true.

I agree with MSAD. This is no more your neighbors fault than it is yours.