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redhairedmama75
Lv 5
redhairedmama75 asked in Business & FinanceCredit · 1 decade ago

I have a serious problem?

I am being contacted by a legitimate collections attorney. I have no information on the debt only a phone message he left with my landlord. Recently I sent out a validation letter. The same day that was received is the day this attorney contacted me. Do you think there is a connection? How worried should I be? I am scared **** less right now. I have not contacted the attorney by phone (I know better) I sent him an email (I have a copy) asking him why he is contacting me and asked for him not to call my landlord any more. Thanks,

Update:

He really is an attorney. Could it still be a scam?

The validation letter I sent was regarding a debt on my credit report that I have been disputing for a while now. They've always been able to satisfy the credit bureau but yet the can't even respond to me.

3 Answers

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  • paul
    Lv 7
    1 decade ago
    Favorite Answer

    1. If you know of no reason why a collection attorney would call you, I would suspect it to be a scam first. I am sorry you added you e-mail address to his list of ways to reach you. Do not give this guy any personnel information. Ask him to send any correspondence to you postal address. He may not even be an attorney.

    2. I do not know what you mean by a "validation letter". What is this in regards to.

    3. Worrying will gain you nothing. It is will not help or make you better able to handle any event. Wait to worry until you have some substance to worry about. Then worry may provide you with answers on how to handle the problem.

  • Grey
    Lv 6
    1 decade ago

    If this guy discussed your account with your landlord he already broke the law. By law the only thing these bill collectors can do is verify your address when speaking with someone other than the person (you) that holds this account.

    I would contact an attorney. Get your landlord to put in writing what was discussed over the phone. and sue the pants off this "lawyer" Not only will you win punitive damages in court but this "lawyer" will be facing some pretty serious fines

  • Anonymous
    1 decade ago

    First run your free credit reports from annualcreditreport.com or call them toll free @ 1-877-322-8228 for all 3 free reports. If there is no derogatory info on the report, just forget about it. Change your email address if possible. Do not even give them your home address.

    Source(s): Retired bill collector 35 years
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