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Married couples - do you share a bank account?

...or do you each have your own, and divvy up the household expenses according to some scheme that you have devised?

21 Answers

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  • 1 decade ago
    Favorite Answer

    We have a joint account and all bills are paid from the joint account.

  • 1 decade ago

    Yes absioutely a shared checking account and shared savings, for primary comitted living arrangements.

    As well as individual accounts for each own individual needs and it will help with special occassions such as B-days and holidays.

    The best devised schemes will work as long as ALL primary expenses are resolved first with planning and agreement, between spouses.

    Source(s): past experience
  • 1 decade ago

    We have a joint account although at my husbands request, I am responsible for making the deposits, paying bills and all. I am very responsible and I always let my husband know exactly how much money we have. We have been doing this for almost 10 years now and nothing has gone wrong yet.

  • 1 decade ago

    Been married 20 years. We truly share 100% of everything. However my wife is super responsible with money, and we have an understanding that expenditures above $500 get discussed first. Funny thing, neither of us has ever vetoed a request the other made.

    Even if my wife decided to divorce me I have total confidence she wouldn't drain bank accounts etc... She is deeply honest.

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  • Anonymous
    1 decade ago

    We have a joint account where all of our money goes. This is to prevent "I made, you made." We take 5-15% out depending on how much is left over and put it into separate accounts for our personal needs, so we don't have to keep asking each other for things.

  • Classy
    Lv 4
    1 decade ago

    We share a bank account and I have a secret bank account with an emergency stash of money because my husband can't help but spend the money if he knows we have it so I save money and put it in a secret account just in case there's a dr. need or we run out of gas money or he runs out of cigarettes(yes I consider it an emergency he get's pretty stressed without them) The secret account does belong to him to. It's just a way to survive without having to borrow money at the end of the month.

  • 1 decade ago

    Money problems are the number one cause of divorce so i have heard. We share, we have shared since before we actually got married. He pays all the bills and i take care of food and the necessities of our 2 daughters. Which include there collage fund, clothes, toys all the good stuff.

  • 1 decade ago

    We have joint checking account for bills but we each have a separate savings account. Savings accounts we had accumilated b4 we were married and use it only if we want something personal. Money burns a hole in his pocket when he has it so i have to secure mine incase we need a safety net.

  • ?
    Lv 6
    1 decade ago

    Well, we have a joint account together and I have a account in my name only. He doesn't know about it but Im putting money in it here and there. It my stash for dire straights or college money for the kids.

    I think everyone should have a little stash to fall back on.

  • 1 decade ago

    My husband and I used to share one account but he is a spender and that caused some problems so in order to alleviate that we have one account in just my name. He used to make purchases and not give me receipts and that makes it pretty hard to balance a check book. Anyway that's what works best for us. Good luck.

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