I have a legal question I need help with.. please read details....?

Do you have a lawyer referral service near where you live? In Columbus, OH, the local bar association will furnish people with a list of lawyers who can be consulted for free for the first consultation. Also, the Ohio Attorney General has a Consumer Complaint Line with an 800 number.

It's not hard to learn a lot of info about people from the Internet, for even the most inexperienced computer user. Many people who grew up with computers and have worked with them a lot are able to find out even more about people than we rank amateurs can. It's not too hard for trash collectors and others who care to snoop through people's trash to find out where people do their banking. It is a little harder to learn people's SSNs, but not impossible, especially the last four digits of people's SSNs, since credit card companies, and others with whom people do business, often furnish just the last four digits, as in XXX-XX-NNNN, on correspondence. When I was growing up, or even as recently as 30 years ago, one never had to worry about this kind of thing; nowadays a paper shredder is almost an absolute necessity!

The bottom line is that if someone files a suit of any kind against you, a law enforcement officer, or an agent of the court, would be required to serve you with the legal papers. Until that happens, I don't believe you have any real cause for concern!

All in all, this certainly sounds like one of the many varieties of scams going around; but perhaps some of the suggestions I have made could ease your mind. God bless!

It's a scam all right...

You should follow your instincts, just from the clues:

1. He said that Cashnet, or whatever the company's name is, wouldn't want to talk to you. That sounds suspicious already, but if that's not enough to tip you off...

2. He knew the last 4 digits of your SSN, and was trying to get more information from you to get money (which would eventually end up in his hands in some way).

3. The number he gave you came up as a private name. Not only that, but he mentioned that they would send you a statement after you made a payment. Usually,you get a statement before you have to make a payment. Even if it's an automatic payment, you would have to receive some sort of statement or receipt saying how much you owed, and how much you would be billed (or how much would be withdrawn from your payment source).

4. You're right that a legitimate law firm's number would be available to the public, not like his number, which showed up as unavailable.

All of these clues clearly prove that this is a scam.

I think you should follow LovesTheConstitution's and RemembertheUtah's advice.

I'm only 22, but this much I know: SCAM SCAM SCAM!!!

Stay away from this guy and his phone calls. My guess is he won't call back because he couldn't make you cave or anything (give a bank number, send a check, personal info). NO LEGITIMATE COMPANY would refuse to let you speak with a manager or fumble through the name of their company.

This reeks of a scam and bad news all around.

YOU'D know if you owed a company as much as $5000 dollars - things like that don't just slip your mind.

Hope I made you feel better! I know this is exactly what my Dad would have told me and he knows a thing or two about legitimate firm work.

Q: Are gun silencers legal? Read details? A: Quick answer is: No. You can 'jump through hoops' and comply with certain provisos and pay the Feds some money so that you will be allowed to own a 'silencer' (correct term is 'suppressor') in certain States. However, no State of the Union that I am aware of has legal provisions allowing one to use a 'silencer' while hunting. Q: Are gun silencers legal in MO. A: Legal to possess or legal to hunt with? See above answer for hunting; concerning possession, I'm not sure about Mo. Q: If so where can you buy one (on line)? A: I'm not sure you can buy one on-line as there is paperwork to be filled out and background checks to be done prior to legally buying a 'silencer.' Check with gun dealers that offer Class III hardware for sale. Q: Also I heard you can make one? A: Its not rocket science but it is illegal to teach someone how to make one and who is to say that your question is not a sting by bored BTAF agents eager to make a felony arrest on Yahoo Questions & Answers! Keep right on posting your question. Maybe some fool will fall for it. My personal take on your question is this: If you have to ask this question on Yahoo Questions & Answers then you definitely don't need to know how to build a sound suppressor for a gun and you sure don't need to own one. H

Any time you get a call on the phone from someone demanding money, think...>SCAM SCAM SCAM<

Ask them if they have your address. Have them read it to you. If it is not the right address nor one that you ever lived at before, tell them they got the wrong person and hang up.

If they got the right address, ask them if they have your social security number. If they say yes, have them read it. If it is not the right number tell them they got the wrong person and hang up.

If they got your address right and social security number right, tell them you are not going to pay a voice over a phone and they need to send you copies of all the documentation, including the cash advance documentation to your home address so you can see what it is they are talking about. If they refuse to do that then tell them if they refuse to supply documentation of their claims there really is nothing to talk about and hang up.

If they call back after any of the three above, do this.

Say, "Wait a minute."

Push one button on the phone so it beeps.

Say, "I just turned on a tape recorder and am recording this call."

They most likely will say something like, "I do not give you permission to record this call."

Then you say, "Fine, I talk you listen." Then you tell them they got the wrong person or that they refuse to provide proof of their claim. You tell them that this is the second call from them and if they continue to call you, you will report them for harassment. You inform them that you will not communicate with them further except in writing and the ball is in their court. Then you say, "Do not call me again. Have a nice day." Then hang up.

Another trick you can do is set your phone so all calls that come in with CALLER ID BLOCK get dumped and do not go through. If they want to talk to you they will have to turn off the CALLER ID BLOCK. That way you can get their phone number, call them back and see just who it is that is calling you.

Remember. any demand for money over the phone...think SCAM SCAM SCAM....

Look for a number on the internet or phone number for cashnet and also find the name of the law firm where this man is supposedly calling from take it from there.

Sounds like a scam.

Just because someone calls you does not create any obligation for you to speak to them. At my home, for instance, I never answer any call that I have not identified. At work, if someone does not clearly identify themselves, tell them that the conversation is over and I hang up.

Some scam artists are skillful at getting little pieces of information from persons who will talk with them for just a few minutes. Do not answer any of their questions or volunteer any information about yourself. End the call as soon as possible.

I don't believe you paid back the money I loaned you last year...... you and I know I didn't loan you any money. They know you don't owe any money.. tell the to go fly a kite or take you to court, say good by and hang up... don't even talk to them about it and for sure don't give them any information. If it is for real, you will receive something by mail or get more believable information.

Either this is a scam, or the call was from a collection agent LYING about a lawsuit. If you had actually been sued, and they knew how to find you, you would have a PAPER notice of the lawsuit.

sounds like a scam to me ..

i jope you kepts records of your payments back to them

they are required to say whom the money is owed to otherwise they could run off with the money and not pay the company