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Home Ownership - Proof of "no interest"?
Hello all, this matter would concern UK readers only i am guessing, so here is the query.
A friend of mine had a house with his girlfriend a few years back. They split up and she has the house/deeds/mortgage in her sole name.
Four years ago he bought his own property, only to loose it a year later to non payment, and has since been reposessed.
As it stands, he is homeless and staying in shared accomodation.
He cannot get Housing Benefit (LBA?) since they need proof that he has "no interest" in the previous properties he was paying a mortgage for.
How does he prove this ?
As far as i can make out, this is obtained from the Land registry site at http://www.landregistry.gov.uk/ , but i cannot for the life of me work out where, how and how much this will cost.
Any advice much appreciated.
Dan.
1 Answer
- codysdoorLv 41 decade agoFavorite Answer
If he has no interest, he shouldn't have to come up with proof as there should be nothing to make someone think he has anything. to do with it.
I mean, what's making the Benefits people assume he has any interest to begin with?
If they assume he might have interest due to his living there, I would have him contract the bank that holds the note and see if they can send him something stating he's not on the deed and has no interest. I'm sure if this is a requirement then the bank has had this request before and they won't have a problem helping him.
