About how much to fix a chip in a car windshield?

Driving to my parents' place a SUV threw up a stone and it made a little chip in my window with a tiny 1cm crescent crack under it, but it does not go all the way through. It is the windshield on a 09 VW Rabbit if anyone needs that for some reason.

I plan on taking it in later this week, but wanted to know what to expect or if I should go through the hassle of using my car insurance which will fill them at no cost and without a claim.

Thank you!