Poll :1.Who here is in debt ? 2. How are you getting out of this mess ? I need ideas.?

Make your food at home and bring it to work instead of buying your lunch each day.

Go the library to borrow books/movies instead of buying them.

Take out a certain amount of money for the week..then hide your debit/credit cards somewhere in your house..don't keep them in your wallet.

If you go out a lot with friends to restaurants etc..Have a potluck at your place..it's really fun.

Call your bank and ask them for a lower interest rate because you're having trouble paying your credit off..Most banks will comply.

No im not an will never be silly enough to get into debt

i lost my job in jan. and still haven't been able to find one. im in loads of debt finally they all gave up on me and just turned it into collections and i haven't heard from them since

yes,get a plan and stick to it.