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how can i make them fix this error?
i financed a car in Michigan 2 1/2 years ago. my payment is $145 a month for 5 years, i have been paying $175 a month to pay it off in 4 years. when i financed the used car, i was told that if i write a letter with all my payments then the additional money would go to the car instead of the interest. so every month i sent a letter with my payment of $175. well i checked on it today and i was told that the additional money went to the interest only. i was also told that the dealership can fix some of it but they will not go back 2 1/2 years. what can i do? i am very responsible with my money and credit, i worked out a 6 year plan with my job, money, vehicle, home, savings, credit etc. now this changes everything and i feel that all the transactions should be fixed. am i wrong? please advise me in what i can do.
1 Answer
- magnumgirlLv 71 decade agoFavorite Answer
That is the way some finance companies and credit card companies do it. Extra money always goes toward the interest. If you can, the best thing to do is make double payments. When you financed the car, it should have been set up with fixed payments each month. On the monthly statement it should show how many payments left until it's paid off. Set payments.
