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I don't have money to pay for medical bills...HELP?

I have really really shitty insurance, my mom pays for it, it's like $100 a month, and I'm only 20. Sometimes my insurance covers less than what we pay a month. Now I have few medical bills. What can I do? Call the insurance company and tell them to cover more? THanks

4 Answers

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  • Boots
    Lv 7
    1 decade ago
    Favorite Answer

    You can call your insurance company and tell them to cover more - it won't do you any good but it may make you feel better.

    As long as they've processed the bills according to the health plan's terms - there is nothing more they owe you.

    So, call up the medical providers and work out payment plans with them. See if they will take 50-100 per month until the bill is paid in full.

  • npk
    Lv 7
    1 decade ago

    No, you can't tell the insurance company to "cover more." The insurance will only pay what your policy covers. If you owe the providers and can't pay it off at once, ask them to set up payment plans.

    You might want to consider a better insurance plan if yours is as poor as you say. But $100/month is NOT a lot of money for health insurance. You're apparently too young to know that yet.

  • 1 decade ago

    Read the policy.

    Most insurance plans have a deductible that needs to be met before it begins complete payment. However, some things are excluded from the deductible.

    Maybe you aren't meeting the deductible.

  • 1 decade ago

    don't pay! it will just get written off but will give you bad credit!

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