Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Does auto insurance cover a Texas driver with a suspended license if they are in an at fault accident?

My daughter was driving her vehicle while her license was suspended in Texas, she rear ended another vehicle at a stop light her fault. They didn't call the police there is app.$9,000 damage to her car & $5,000 to the other vehicle. Her license was suspended for drug charge 2 yr previous, she took the course, got the sr22 but never mailed the $100. reinstatement fee to Austin, since then she got a driving while license suspended, she pd her fine, already had the sr 22, the judge just lifted that suspension but she didn't pay her $100. reinstatement fee to Austin then either. Now she has had this accident. Will her insurance still cover her?

6 Answers

Relevance
  • 1 decade ago
    Favorite Answer

    They might. All you can do is file a claim and see. She can probably forget getting her license back for a long, long time and probably will have an extremely if not impossible time finding insurance, in the future.

    Source(s): Texan.
  • 1 decade ago

    It sounds like she had the insurance, so I would say she would be covered. Our governor was caught driving without a driver's license and the issue came up as to whether he would be covered in case of an accident, and they said he probably would be covered. So if you are breaking other laws, you probably are covered if you have paid the premiums on the policy.

    I have heard that in Michigan, if you are breaking the laws on a motorcycle, the insurance was void, but I don't know if that into effect or not, so there is a possiblility insurance would not pay if you are breaking other laws, but it would be rare.

  • Anonymous
    1 decade ago

    Generally, insurance only covers drivers with a valid drivers license. Since your daughter had a suspended license, she could not legally drive. This will be up to the insurance companies involved.

  • 5 years ago

    relies upon on the guidelines of your state. in the experience that your state code has provisions for contributory negligence, the lawsuit could be thrown out in case you may instruct that the different driving force's negligence additionally contributed to the wear and tear (that's the place the speeding and swerving in front of you may come into play). the difficulty with arguing the suspended license attitude is the reality that they are suing by way of fact a passenger replaced into injured, no longer the driving force. they could continuously argue that the passenger had a real looking thought that the driving force of the motor vehicle replaced into correct approved and insured. you will could desire to instruct that the passenger KNEW the driving force replaced into utilising on a suspended license, or maybe then you could no longer be thoroughly absolved of all accountability. yet howdy, i'm no longer telling you something your assurance business enterprise does not understand already. the superb component you're able to do is make sure your assurance business enterprise knows each and every thing you already know and then basically enable them to handle it.

  • How do you think about the answers? You can sign in to vote the answer.
  • 1 decade ago

    Yes, they probably will since she did have coverage, but then they will drop her and notify the state that they are no longer going to cover her, and that neglect of pay $100 will turn into thousands.

  • 1 decade ago

    no insurance is operative if the driver is not licensed to drive, she will be sued and possibly jailed

Still have questions? Get your answers by asking now.