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Why was my available balance higher than my current balance?
I checked my account the other day and it said my available balance was $373 and my current balance was $171. Isn't the current balance supposed to always be higher than the available balance? And now it's saying my available balance is $171, so where did the rest of my money go? By the way I have photographic proof of this on my camera and I'm going to talk to my bank tomorrow, but in the meantime just looking for some answers.
I have no pending transactions in my account, the only ones I had they took out already
Ok so I had like $50 worth of pending transactions when my account came out looking screwed up, but I put in an additional $300 or so so it's still coming up messed up. And so now there's nothing pending in the account, even the lady on the phone from the bank HQ couldn't figure it out.
5 Answers
- Go with the flowLv 71 decade agoFavorite Answer
Go online and check and see what has been processed.
Every bank has a way to allow you to see debits and credits online.
Sounds like you have a pending debit and it will be showing online.
Debits don't always occur on the day you make them.
Some merchants take time processing debits.
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- D JLv 71 decade ago
Your current checking account balance as listed on line or on the ATM is not necessarily correct.
You have to take into account checks you have written that have not cleared or deposits that have not been credited to your account. Even your pay check may not be available right away. I suggest you read the mice type on the account agreement you have with your bank.
Keeping track of your own balance and leaving yourself a cushion that you never go below is a good idea. I do not spend the last $100.00 in my checking account no matter what, jusst in case I've made an accounting error.
The bank has a interest in making money by charging you fees, like overdraft fees.
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- fondrisiLv 44 years ago
commonly potential the two an instantaneous debit you have is contained in direction of being processed yet hasn't left your account yet or a fee into your financial organisation hasn't been totally processed yet. My wages consistently confirmed up in my 'cutting-edge stability' an afternoon till now it confirmed up my 'obtainable stability' and if I had an instantaneous debit by way of be paid or the rest by way of be paid this could be taken off my 'obtainable stability' till now the 'cutting-edge stability' desire this helps. I remember being in basic terms as at a loss for words as quickly as!
