Will my tuition be covered 100%?

It depends on a lot of things.

Your primary loan source is Federal Stafford Loans, which will provide $5500 your first year, $9500 if you are an "independent" student (i.e., non-traditional by virtue of age, parenthood, military service, etc.). Stafford Loans have an undergraduate lifetime limit of $31,000, so you should be covered for about 4 years this way. So if you are an independent student then your tuition is now covered. Otherwise (and regardless if you need to pay fees and textbooks), you need to keep looking.

Besides Stafford and Pell, your school probably has lenders who they can refer you to who will offer you a private student loan. Use them sparingly as the rates are higher and the terms less pleasant. Otherwise, your options are scholarships and some type of work-study.

Good luck!

The maximum a dependent freshman can borrow in federal stafford loans is $5,500/freshman year. If you are an independent student you can borrow up to $9,500/freshman year. You are needing $15,000/year in financial aid. If you're an independent student, then you'll have your tuition covered with federal loans and the Pell grant (9,500 + 5,500 = 15,000). If you're a dependent student, then you'll still need to cover $4,000 each year. You can have your parents take out a PLUS loan (if they're willing), or you can attempt to take out private student loans, or you can set up a payment plan with the school and pay out-of-pocket each month. You are not guaranteed to qualify for the Pell grant each year because your situation may change each year.

It is very easy to get government subsidized student loans that will cover your entire tuition for as long as you are in school. Though I will empahsize EASY, not "guranteed". Most all people have no problem getting loans, but you could be disqualified if you earn too much money or if you have really bad credit, or if you are attending an unaccreditable college.

As long as you have a median income, a "so-so" credit rating, and are going to an accredited college, you shouldn't have any problem getting loans to cover your entire education.