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can my bank do this to me?
ok, so long story short, i have a normal current account with hsbc, when i took out the account i didnt want an overdraft and as far as i know that has stayed in place, however for the first time my account ended up overdrawn buy about £200. however the transactions could of been cancelled, and declined, why did the bank allow me to go overdrawn??? are they allowed to do this, surely if i didnt have the money i shouldnt of been able to make the transactions in the first place!..
so what can i do?
2 Answers
- 1 decade agoFavorite Answer
Bank policies vary. I had this happen recently and after talking to a bank officer they helped me rectify the problem. Of course I demonstrated to them that they had posted things in a certain order and later changed them.
If they don't help you out then take your business elsewhere. Sorry to hear you had this problem. Banks can be such vultures.
Source(s): Life experience. Reading plenty of bank disclosures. The LARGE print giveth and the small print taketh away. - ?Lv 71 decade ago
Of course they can. You spent money you did not have. You are either committing fraud or just willing to have an overdraft. Pay what you owe and learn from your mistake
