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Debt Crisis.. Please Help.?

I used to help my father (who lives overseas) with a small business while I was studying. Unfortunately his company has closed due to the whole recession. Sometime during this mayhem, I made an order for my father using my personal details such as email and address. The company gave a NET 30 term but my father was unable to pay. Now.. after a year, the company has continued to call me and send me emails/invoices. I do not work for him any more (he doesn't even have the company anymore) and am happily employed elsewhere. How do I deal with this? Would it get them off my back if I mentioned that I am no longer employed by the previous company? I'm already having a hard time with my current bills and I really dont want to deal with this anymore

**I will not assume these advices are legal representations. So dont worry.**

4 Answers

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  • 1 decade ago
    Favorite Answer

    Tell them the company declared bankrupcy.

    They might just leave you alone after that.

    .

  • ?
    Lv 4
    1 decade ago

    You made an order and put your information. At that point you told the vendor that they should bill you for the order. You represented yourself as either the business owner or an agent of the business owner (which you were) therefore you are responsible for the invoice. I'm confused, however, why you can't pay. You ordered the goods- did you not sell them in the store?

    Do not tell them you filed for bankruptcy--they will confirm this with the courts and go after you quicker. Telling them you were not the owner or an agent of the owner means you commited fraud. Depending on how much you owe--you can either tell them what happened and that the business is closed or you can not do anything and hope it goes away.

  • 1 decade ago

    Contrary to the first commenter, I wouldn't recommend anybody declaring bankruptcy - it's a VERY last resort.

    As yomama said, you were only an employee and have no accountability regardless of your relation to your father and his company. Also, if he was the owner, and now he lives overseas, as far as I'm aware they can't chase him for the money, and here in the UK after 6 years the debt is written off and the organisation has no right to redress.

    I would contact them explaining that you weren't an accountable party, and that as far as you're aware the company no longer exists. If you're in the UK you could see Citizens Advice and they'll help with it. Most solicitors are usually happy to give free advice over the phone too, if it comes to it.

  • 1 decade ago

    Now I am not absolutely sure, but with an experience I had, very similar, they have nothing to hold you to. You were not the owner, you were basically an employee. If the company wanted to go after the business, that is what they will end up having to do, I do not know what happens if the business is closed, but regardless, it unfortunately was just ordered with your name and email, that is nothing. Next time they call you just tell them they have the wrong number and to please stop calling. You WERE just an employee. No offense to your father, but that is or was his problem, not yours. Unless you have them your social security number or tax id number, you owe them nothing. Do they even have those overseas? Anyway, id say you are fine!

    Source(s): To the person saying you are responsible. I have ordered merchandise for multiple businesses under my email and phone number and name because I had a job to do. Because I was the main contact it was easier to make myself the main contact. I am in no way responsible. I know this is your father, but in all reality, most business owners do not make their own purchases and it is the companies problem not yours. unless you made a purchase for yourself. It was done under the business, not personal, right? Then......
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