A credit card to get at 18?

Start with the bank or credit union where your pay is deposited. If they won't offer you unsecured credit, ask about a secured credit card. If they still won't work with you, start looking at national banks. Most of the large banks offer secured cards. Orchard is not great, but they will at least offer you a card before they hit your report with an inquiry. Once you are enrolled in a post-secondary school, you may be eligible for an unsecured student card.

You can get anecdotal data points and reviews from Finance Globe and CreditBoards (sign up to see the Credit Pulls Database).

You need the name of one, only. If you apply to more, then they will all deny you. You are most likely to be approved if you apply only once. The more you apply, the less likely you are to be approved ever in your life. If you apply once and fail, wait more than a year before you try again.

For your first credit card, get a "secured" credit card. Which company you pick is not the most important issue. The type of card is. Most secured credit cards, from any company, are "lenient enough". Most other credit cards, from any company, are not lenient enough.

You won't be able to get approved for a typical credit card at 18 because of the new law (2010). You now must be 21 in order to get a credit card, unless your parents cosign. You will be able to get a secured credit card - basically, you pay in $500 and you'll get a secured credit card valued at $500. This will help build your credit.

definite i agree stay faraway from credit enjoying cards..if u ought to get one its maximum suitable to the two get one interior the process the financial employer u have or save around for the backside activity fee u can locate. Now observe that the mastercard u get could have a revolving door clause..meaning u could pay ur mastercard on time each and each month yet then overdue on yet another bill. The mastercard can then jack up ur activity fee reason they think of u are a legal accountability. If u do get one basically fee a small volume and pay it off each and each time. It helps advance ur credit. believe me i completely screwed my self up at 18.

Try getting some experience with a charge card with american express they have no limit and good rewards plan and they have this new pretty cool card its called the ZYNC card and its only $25 annually, its a great deal , by the way charge card means that u have to pay the full amount every month but its a great source to get credit .

Federal Law as of Feb 2010 you must be 21 to apply for a credit card. You need a parent to cosign

Try My Consumers Credit Union.

I got approved my first attempt because I have a steady, reliable income.

I'm 19.

very hard to get one at 18 anymore - you may need a parent at co-signer - new rules this year

you are going to have to do your own research and contact companies - one company that approves someone might not approve you