My Friend keeps borrowing money?

it's not the fact that she's borrowing money, its the fact she doesn't pay it back.

Also what is she using the money for/ is it for important things like food? bus fare? toiletries? gloves...things for the winter?

Or is she using the money for siggarets drugs and boos?

next time she asks for money ask her what it is for and offer to buy her what she needs, also tell her she needs to start paying the money back even in small installments, if she knows she will need to pay it back then she will stop borrowing all the time, i hope this works,

do you know what she is doing with the money? you say she has an unstable life, theres a good chance shes got an addiction of some sort..is she quite secretive and does she spend a lot of time on her own?

maybe you should ask her if she has any problems, you dont really say much about her, like if she goes to work or if she has any other income, but she cant carry on borrowing money, shell end up with no friends if she never pays it back.

Can you see for yourself what is happening? Like, if she is struggling financially right now, can you see that she is overspending or maybe needs to downsize her lifestyle? I have been there. Sometimes things like DirecTv or even the internet needs to be discontinued for awhile until things get better. Its very kind of you to keep lending her money. But make sure you are not enabling her to continue being irresponsible. I think you should see if you could help her with a budget.

get it off your chest, tell her that you arn't gonna stop being friends or being there for her, but she needs to stop lying and borrowing money off everyone that she can't afford to give back. It isn't helping her now, and she's going to be in a cavernous amount of debt later on in life if she doesn't get out of the habit now. Best to get it off your chest though, because then it's done and dusted. Hope i helped :)

Nath

Good friendships are built on honesty and good communication. If you sit her down and talk to her you might find out more about her problems and she'll know how you feel about the money. It might not be pleasant but all parties need to communicate so everyone is on the same page.

Just stop loaning her money. It sounds like in your case at least you aren't really expecting her to pay it back anytime soon. You don't need to confront her if you don't want to. If your friends are upset about this though you can't really stop them from saying anything, just don't participate.

When she asks for money next time tell her you are tight on money that you don't have any.....or maybe a little embarrassment is what she needs to get her act together

Just quite loaning her money. She'll continue to borrow and not pay any of it back as long as she can get away with it.

I'd ask her. If i were you i wouldn't approach her together because it would seem like your ganging up on her but you can't just let all your money go to her! So bring it up casually :)

Confront her, or expect you will not get it back