Good starter credit card for an 18 year old?

go to the bank and get a prepaid credit card.. Bank of america has them. you deposit 500 of your own money then use it and pay it back like a normal credit card. then after a year or so it converts to a regular credit card and they send you a check with your original money back. It teaches you to handle the responsibility of a credit card but its a little easier on your credit if you screw up in the first year! they do report during the first year just like a credit card it will help built your credit.

Do u have a financial corporation acct and debit card? often in case you have been with a financial corporation for some years you are able to confer with them approximately getting a credit card. in case you basically word over the mail for enjoying cards they should base their decision on credit on my own bc they dont be attentive to you. attempt to work out if the financial corporation will start up you off with a unfavorable credit decrease of like $500, after a 12 months of (in charge) use, you are able to often ask for them to enhance your decrease. I have been given my first cc this 12 months at 19. I had no credit history previous. Others became me down yet wells fargo gave me one with a $1200 decrease. I continuously am particular to pay the bill in finished.

The new rules require you have a cosigner until age 21. A small car loan is a better way to build credit.