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Individual 401K contribution question?
I have an S Corp that is 100 percent owned by me. My wife works at another company and puts in the max for 401K. Can I still put money in an Individual 401K? We file jointly as well.
1 Answer
- ?Lv 71 decade agoFavorite Answer
bigd
A 401k, for your company can be a very good thing for both you and your employees. But, there are lots of hurdles. If you have no employees, there are Sep IRAS, and Keogh plans that may allow you the same benefits.
If I had employees, I would choose the 401k. It is great for company competitiveness, morale, stability. You pay for the accounting. They put in THEIR money. You choose if you will match or not.
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