Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Paying a Doctor bill monthly.?

I have a chiropractor account that began at $2450.00 I've been paying it down every month. I started paying $20 a month they told me that wasn't enough. I increased it to $35 then 6 months later they told me that wasn't enough. I've been paying them $50 a month for about 8 months, got my balance down to around $1600.00. Now they tell me that I'm not paying "aggressively enough" again and sent me flyer's for "financing option" companies.

When my injury initially occurred, they told me that the other drivers insurance would cover my bills. Then the told me that my insurance would cover it. Then they referred me to a lawyer that would not take the case... but all along the Dr. kept telling me not to worry about it. If I knew I would get stuck with this bill I would not have continued treatment... Anyway I've been trying to pay the debt as best I can, can they force me to pay more or force me to go through another company to finance it? I feel like stopping payments all together and tell them to send me to collections. Any advice?

1 Answer

Relevance
  • Anonymous
    1 decade ago
    Favorite Answer

    They may ask or apply pressure, but as long as you're making a good faith effort and are paying the bill down, there's not a lot they can do. If they take you to court the court will consider your payments and they'll probably lose the case and the money they paid to prosecute it. The cost of taking you to court would probably exceed what you owe them so they'd lose ground there as well. If they sell it to a collections agency, they'll get about 10¢ on the dollar and lose money there as well. Tell them you're paying the bill as best you can and if they continue to harass you, you will report them to the Better Business Bureau, the state Attorney General, and see about filing a lawsuit against them. Tell them in a polite tone of voice but stand your ground.

    If it comes down to that, do they have any proof that the insurance company didn't pay them? You might contact both your insurance company and the other persons insurance company and ask. You might be surprised what you learn. Did they file a claim to start with?

Still have questions? Get your answers by asking now.