is acs legal dept a scam?

My word about ACS:

1.This is a scam. You don't have to worry about them suing you or reporting you to the credit agencies.

2.If you have been called by them, then your personal information has already been compromised. They acquired information about you that they can use to attack you by accessing your accounts or, even worse, they could open up new accounts in your name. You may not even notice your identity has been stolen until you are turned down for credit or until REAL debt collectors start hunting you down.

3.Be Warned the calls may be the least of your worries.

My advice:

1.keep a close eye on your credit and debit accounts, especially the ones you use to buy online. If you see any items you don't recognize, call the bank or lender immediately and report this identity theft

2.go to www.transunion.com or any of the other credit agencies' sites and order a credit report. Everyone is entitled to one free report per year. Better yet, for about $25 a month, you can monitor your credit

24/7 at www.TransUnion.com this will let you update your report daily to detect if someone is attempting to open new accounts in your name.

3.Take this as a lesson to only shop online at reputable vendors that you know are legit. Don't be the sucker for the amazing online deal. If it sounds too good to be true, it is!