Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Can you appeal driving points on your licence (in10)?

My 20 year old son got 6 points (in10) last year for being a pillion on his own moped, his friend was driving, and it was on a cycle track.

Now he is being quoted over £4000 for insurance for his Vauxhall Corsa 1.2 (was £2800 last year)

So basically they done him for no insurance. He did hold insurance at the time for the moped.

Is there anything he can do to have the convictions re-considered or down graded, as this seems a bit harsh to me, especially as the insurance companies are really hitting young drivers with crazy premiums.

Update:

The £4000 quote was on his mum's policy, he just got a personal quote of £7143.98 (crazy)

6 Answers

Relevance
  • ANDY
    Lv 7
    1 decade ago
    Favorite Answer

    Hello

    Nothing can be done about it now,

    At the time he will have gone to court and that was his opportunity to plead his case.

    You do not give much information about the circumstances like did his friend have a Full Moped licence? Because with a Provisional one you cannot legally carry a pillion? Hence the no Insurance as that would have invalidated the Policy he did have. His friend will have been liable for driving with no insurance and your son for allowing his friend to do so. Your son was caught being an idiot and is now paying the price for his stupidity.

    By the way if they intend to insure his car with his mother as the Policy Holder and him as a named driver????? Be informed that is called Fronting and if caught will invalidate the policy and leave both open to prosecution. The law states that the Main driver must be the policy holder and only one insurance policy on a car.

  • Anonymous
    1 decade ago

    The moped may have been insured, but it will only be insured for the riders named on the insurance certificate. If your son let his friend ride, and he was not insured, your son is committing an offence of aiding and abetting driving without insurance, which is the same as driving without insurance. He can hardly say that the other person took the vehicle without consent if he was a passenger on it, so he is clearly guilty of the offence.

    The fact that it was on a cycle track is irrelevant. Unless it is private land and you have the landowners permission to ride there, you have to have insurance. He has an obligation to other members of the public to be insured. No landlord in their right mind would allow someone to drive uninsured on their private land as the landlord is then making himself liable for any injuries etc.

    It is a bit late to ask how he can get the penalty reduced after he has committed the offence. He must have known the consequences when he committed the offence, yet he still went ahead and committed it, so he will now have to live with the consequences, just as anyone else would. If everyone who committed offences and got caught could have the points removed from their licence, what sort of world would we live in? The courts and the insurers are punishing him for a reason. As a deterrent.

    As for going on his mum's insurance, it is fine if he is just an occasional user, but if he is the main user, he is guilty of fronting, which is fraud. Fronting is where an experienced driver insures the car on behalf of an inexperienced driver in an attempt to reduce the cost. Insurers are wary of this type of offence, and even if your son is an occasional user, he can expect to be challenged by the insurer if he makes a claim. If he uses the car for work, or if his mum has her own car, it will be hard for him to prove to the insurer that he is not the main user. If caught, his insurance will be void. He will get further offences on his licence and both him and his mother could face fraud charges for obtaining an insurance policy by deception. If he has an accident, and the insurer voids his policy, he will have to pay for all damage, injury claims, legal fees etc, so he would be in debt for years.

    You say that insurers are hitting young drivers with crazy premiums, and your son has just proved why. He has committed a serious offence, and is also inexperienced, so why should the insurer reward him with good prices? It takes years of safe driving to get cheap insurance. It is uninsured drivers like him who put the prices up for everyone else, so in my opinion, the insurers prices for your son, or any other offender aren't 'crazy' enough.

  • 1 decade ago

    There is no way to get the points altered or removed.

    He was not insured, allowed himself knowingly to be carried on a bike uninsured in a public place and allowed/aided another person to ride uninsured.

    No insurer is going to see someone who is willing to do that as a good risk so will charge more - rightly so. Maybe he won't be so stupid when one day he can afford to be on the road again

  • ?
    Lv 4
    4 years ago

    in case you attraction against it, the 1st component the Justice of the Peace would do is ask you to grant forged iron evidence that the L plate become on there interior the 1st place. in case you think of you promises this, then it incredibly is incredibly worth pleasing. If no longer, it's going to be a waste of time as you may no longer tutor that the officer become interior the incorrect. Having already paid the effective wont help the two as in case you probably did have grounds for attraction, maximum individuals would attraction in the previous they paid the effective. it would desire to backfire on you as you will desire to finally end up paying the court docket costs. Sorry, yet i'm only telling you techniques the courts will see it.

  • How do you think about the answers? You can sign in to vote the answer.
  • 1 decade ago

    He should have appealed this in court before not after.

    Now you are thinking of making it worse by listing him as a named driver when he will be the main driver, this is fronting - fraud:

    http://news.bbc.co.uk/1/hi/business/8494228.stm

  • 1 decade ago

    Andy's answer is spot on - he's told you all you need to know.

Still have questions? Get your answers by asking now.