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Car Finance in Partners name but me as lead driver?
Hi There,
Hopefully you can help, I am trying to get a car on finance but failed the checks due to my credit rating. My Partner has offered to take the finance out for me and have the car in his name but I make the payments each month.
Looking to find out how this would work with the insurance, I need my name on as main driver but could I do this and have my partner as policy holder?
He has had a crash in the past year so would my insurance go up?
Thanks
2 Answers
- Jan409Lv 710 years agoFavorite Answer
you've got several issues going on here
yes he can make the payments but you can still register the car in your name,
insure it and tax it in your name also
yes, he is paying for it, but that does not affect who drives it and who is the registered keeper .eg You
- stoltenbergLv 44 years ago
Definitively, no. From the Motability web site: "the vehicle might desire to be utilized by employing, or for the earnings of, the disabled person. In prepare, this suggests different named drivers in the enjoyed ones can use the vehicle for finding out to purchase and different ordinary activities, as long because of the fact the disabled person will earnings." In different words, you could no longer use a Motability automobile to get to and out of your place of artwork in any respect. additionally, business enterprise use insurance conceal is barely available to the disabled person, to no longer any named driving force. the regulations have been progressed to stay away from the of fraudulent use of Mutability autos (alongside with different kin employing them for extremely own delivery).
