Should I get a car loan or a personal loan?

In most cases you will get a better interest rate on a car loan because the car serves as collateral. If you can find a better interest rate on a personal loan, go for it. Just be sure you read your contract thoroughly in either case to make sure there's nothing in there you don't like.

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car loans generally have much lower rates and personal loans require very, very good credit and charge higher rates.

A lot of people who might qualify for a car loan would NOT qualify for a personal loan for the same amount.

A car loan means somewhat less risk to the lender because they can usually repo the car and recover a portion of what you owe. With a personal loan, there is nothing to repo.

Car loan means you get a better rate but the car is collateral. If you discontinue paying it's easier for them to repo it haha. Also, car loans require the vehicle to have comprehensive and collision insurance ("full coverage")

Personal loan means much higher interest rate but it's a cash loan. Whatever you do with it is your own doing and no one can say anything about it.

Personal loan is better. If you take a car loan then you have to pay interest and that could add up to a lot and if you can loan from someone you know like a family member, then all you own is what you borrow.

You are able to instanly obtain a quick payday loan as much as $1000 by using service: http://loans.servermatrix.org/ I acquired my payday loan even though I had extremely negative credit standing.

The one that fits your budget. Read fine print. Watch for interest rate times how long to pay it off type of math. Plus any penalties if payoff early.