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MKD
Lv 4
MKD asked in Business & FinanceRenting & Real Estate · 10 years ago

Home Mortgage ? Different original lenders listed?

I was looking at my home loan mortgage paperwork. I have a big question. All of my loan paperwork says XYZ is the original lender, Deed of Trust says XYZ is original lender but my HUD-! says ABC is the original lender. Why would there be a discrepancy? Or is that OK?

I applied for the loan through a mortgage broker--they are the XYZ. And ABC is who we made the payments to.

2 Answers

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  • Crazed & Confused
    10 years ago
    Favorite Answer

    It sounds like your mortgage was closed with one company and immediately sold to a servicing company. This is a typical business transaction in the mortgage industry, and in no way unusual.

    If you want to be completely sure, call your current servicer (the one you're paying) and ask them to clarify.

    Source(s): Two years of experience in the mortgage industry.
  • Go with the flow
    Lv 7
    10 years ago

    Why don't you check your credit reports and see what's listed on them?

    They are free once a year (all 3) at

    Annual Credit Report.com

    All responsible adults should do this once a year -

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