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jerry
jerry asked in Business & FinanceRenting & Real Estate · 9 years ago

I am looking for a good mortgage lender with competitive fee's any suggestions?

I am fee shopping for a FHA loan and have started the pre-approval process with 3 lenders with a call into a 4th. One of these is my bank and the others came off a Fannie Mae website and Dave Ramsey's website. I am doing FHA because most of my money is in another home i have currently which i will sell after i buy this home.

Regions

BB&T

Churchill mortgage

Amerifirst mortgage

Any better suggestions? I have not bought or sold real estate since 1991. And some things have changed !

i am looking for 2-3 more suggestions.

Update:

*** Yes. No ARMS wanted ... 30 year fixed only for me and no negative amortization loans either please.

1 Answer

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  • Go with the flow
    Lv 7
    9 years ago
    Favorite Answer

    When you get your offers go to the bankrate.com website and look on the right.

    Currently the 30 year average mortgage is at 3.96%

    and the 15 year average is at 3.18%

    Don't get fooled by any "no closing costs" offers.

    They just hide it in their interest rates or penalties later on.

    And I hope you know to stay away from ARMS and points.

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