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How could my parents see transactions that I made with my debit card?
My dad and I have a joint checking account. We both have online accounts with chase.com, so when we log in we both see the joint account. About 6 months ago I opened my own checking account, and it was added to my list of checking accounts online. Now with my own money, and with my new checking account, I've recently made some transactions that are quite large. The whole point of having my own account (other than to put the money I earn in it), was to keep my parents from looking at my transactions. Today my parents called me and started asking me about the large transactions. They think it's fraud. Well they used to, now they're starting to realize I just went on vacation with my girlfriend and didn't tell them. I don't want to explain stuff to them because it's none of their business. Regardless, my question is how in the hell did my parents see my transaction history? Could it be that my dad sees my account online too, along with the joint account? If so how is that possible, when the account I opened is clearly not a joint account? I checked to see if my dad might've hacked my online account or something but that seems unlikely, because they didn't say anything about my credit card's transaction history, which they would have seen as well. I need to know who to be angry at, my bank or my parents. I'm going to the branch tomorrow morning, but do you guys have any ideas?
3 Answers
- Anonymous9 years agoFavorite Answer
At a legitimate bank, like the small community bank I use, this would happen if your parents' name(s) were on your account. You could simply go to the bank and get them to fix it.
At a crappy megabank like Chase, I'm betting you will go to the branch and they will give you a phone number to call, where you will have to explain the situation to someone who doesn't speak English, they will tell you the change will happen in 6-8 months, and you will wait until the end of the 8 months, at which point the change will not have happened because the flunky you spoke with didn't click in the right place. Hopefully at that point you will close your account with Chase and get an account at a credit union or community bank.
- ?Lv 49 years ago
Also, unfortunately, since your parents know you so well ( first and last name, SSN, address, phone number), they can easily call the bank and identify themselves as you on the phone and ask any questions they want. Parents are terrible like that when they don't trust their children.
- 9 years ago
I'm not sure, but it sounds like if you can go to a place on the bank website and see both of your accounts listed on the same page then the accounts are linked together, so you have a separate account like a married couple has separate accounts but they both are linked so the couple cans ee what the other is doing. Something like that anyway. For the accounts to actually be separate you would have to sign into each account separately in order to see what is in each one, you wouldn't be able to see both accounts together. I think it is the banks fault that it didn't give you a separate account from your parents.
And what that other guy said up there===^^^ is probably what will happen too. Is it possible to have your separate checking account at a separate bank or credit union? I know Chase puts money in an account as a reward if you open an account and all that so you might be kinda trapped but if you can have a separate bank then that would simplify the privacy problem.