SOMEONE Knowledgeable In Social Security Disability Please Help,...?

No you won't. Some conditions just can't be improved with doctor and clinic visits - I think a back problem falls in this category. Like a doctor once said to me - you'll just have to learn to live with it. Benefits end only if the medical evidence shows that your condition has improved. That isn't going to happen. Take something for pain as needed. And don't worry about losing your benefits. Next time they do a medical review and you show that you haven't seen a doctor for your back for the past twelve months just tell them you don't see the point in it when there is nothing more they can do for you. It's the truth.

Two ways of looking at this -

1.) What's going on with your medigap insurance, that it's not worth the extra bucks to save the huge bucks?

2.) Why in the world are you going to doctors constantly? Are they fixing you, helping you, or financing their kid's complete education through you?

Now going back to both questions - back to the two questions, to give you my answers:

1.) For me, there's nothing more they can do for me to fix me; therefore, I have skipped some of my drugs (to avoid that donut hole we can't afford) to afford the most important ones (to stop my triglycerides from hitting the moon - really bad cholesterol problems after my gall bladder was removed - and stop my pain levels from hitting the old twitching every which way to try to get comfortable pain levels usually rated as 10 in the 1-10 scale.) It's not Medicare alone. It's Medicare + medigap with a extra prescription insurance.

Medicare allows us to buy additional insurance to pay what they don't pay. And, that big chunk of of disability check that's taken from us to pay for Medicare is then given to that other insurance company, along with our extra money to cover more stuff. I get roughly $900 net from Disability. That means they already took out $125ish (I forget how much, but it's about 1/8th.) I also have a subdivision of Blue Cross/Blue Shield with the prescription option, which cost me $145ish a month, but that's roughly what my prescriptions cost me per month, and gives better co-pays, if I ever end up in the hospital. You can do the same thing.

2.) I've seen my same doctor for over a decade now. It took him a while to trust me, but he did eventually, because I am responsible with my pain meds. Now we see each other 3 times a year - mostly so he can give me prescriptions for my meds, but, hey if something else is bothering me, that's when I talk to him. Those visits cost me $10 copay. (Was $5 last year, but Obama is "helping" us, so you know it goes up, every time the politicians "help us. lol)

If he could make me better or reduce my health problems any way, he would. I'm disabled, because they can't. Why see him more often, if he can't do anything more for me?

So, what does Disability think of me going so infrequently? They don't care. They just want to know if I'm getting better, if I'll ever get better, or if I'm cheating them. I'm not, I'm getting worse, and I'm certainly not cheating them/ We go to doctors when we have to - not constantly for fear of Disability. If we could afford that, we don't need Disability.

If you need more specifics, check out my page - my e-mail address is shown. It might take a day or two to get back to you, but I will.

No you wont lose your benefits. 24 months from your disability date you will be eligible for Medicare.