How to tell my husband we may be homeless soon?

Am so SORRY to hear of your heartache & how concerned you are at this time. IF it's to the point of getting you this physically ill, you're unable to talk about it, perhaps you could write it down. Let him know it's making you ill to the point of where you're unable to voice it in person. Therefore, you chose instead to put it in writing. After he's read it, you MUST then discuss it & this should at least make it a bit easier on you. You MUST tell him ASAP tho, not only to free yourself of it, but to better start thinking of making plans as to what you're going to do. Can't you call Soc. Services in your area & see what assistances ARE available you're not even aware of?!? There ARE things you CAN be doing, there ARE assistances available. You just must find out about them, you may be pleasantly surprised at the help available to you you're completely unaware of. Don't give up, instead start searching around for answers to your needs. I trust ALL works out for the best for you, you find out things you never knew you could get the help you need...all the best to you, honey...:)

If your landlords are good people, then you've been given notice as soon as it became official. So you can live there for likely at least 3 months paying no rent at all and getting your money in order. You can remain there, in fact, until there is an official eviction notice nailed upon your door. There are a lot of people for whom this becomes a huge benefit. I know two couples who have remained living in their home that was foreclosed upon for over a year without paying a penny to the banks or anyone else. Living in their homes and saving their money for their next move. Most banks are not eager to own a lot of empty houses in any particular neighborhood. If your landlords have not already done that for the last year with YOUR rent, you may yet have a lifeline for awhile.

If you are on SSI then you likely are bringing in somewhere between $600-$1,000 a month. And your husband has a job. You talk like you are the only one in the household who has a brain. I suspect that is not the case. Two heads work better than one. Wise up and deal with the business at hand.

Just because the bank it foreclosing on the home that YOU rent doesn't mean that YOU will be evicted. Chances are, the bank will want to keep the income from the rent coming in so that the building can be demonstrated to be an income producing property to the new owner. Many banks also want such a place to actually BE lived in so that the property doesn't get run-down and become unsellable in the future. If you know who the finance company is that will do the foreclosure, call them and let them know that you are renting the property and find out what YOUR status would be in the event of foreclosure. In other words, be proactive about this and don't just wait for a sheriff to show up and toss your stuff out into the street. That would be an even BIGGER shock to your husband than just talking to him about it in the first place.

Brightest Blessings,

Raji the Green Witch

Well how come you know and he doesn't? How did YOU find out? If the people that you rent from, told you, then ask them to tell your husband too.

If you read a letter, then give it to your husband to read too.

Also, the sooner you tell him, the sooner you can begin to look at your options, and I don't think living in a van is a real option, so scratch that one.

Maybe he can ask around at his place of work to see if anyone wants to rent a bedroom in their house, to you guys? Be room mates.

You never know how cheap some people will go if they really like you and prefer you in their home... when we first came to this country we got a beautiful 5000 sq ft home to rent for one year, with all the owners furniture in it, for only 1600.00 per month (they could have asked us for 2500.00, it was the going rate at the time) but that's all we could afford and they really wanted US in their home to take care of it while they were abroad that year....

Maybe you can house sit for people... free rent

Advertise. Put up signs on your supermarket notice board, go to the local college and see what cheap accommodations are advertised to the students on their notice boards. Try Craigslist.

Spread the word around.

Also, you may be able to get in on this foreclosure if the house is going cheap cheap.... ask questions.

If you know for a FACT that the house is in foreclosure stop paying the rent until it forecloses and they put you out then you can afford to move to another home. But put the money in a savings account in case the new owners want you to rent the house. Tell your husband that.

People get away with squatting in foreclosed properties for months and months .

Stop paying rent and save your money. Be on the look out for the Sheriffs or process servers and dodge service.

Even if you do get served eviction file an extension and then an appeal .

Homelessness sucks in many ways too numerous to go into. However its a good way to test your loyalty to one another and learn how secure the two of you are with each other in challenging times like this.

Upseting to hear...And I imagine far more upsetting to live through dear...You need to do your level best to say it calmly, even through tears...Personally? I would contact a few ministers from local churches and tell them of my plight and see if they have any parishoners who have rentals of one kind or another, even if I had to write a generic letter, print it a few times and sign my name on each and put my cell number and walk to each church if possible to deliver (most have office/rectory/home adjacent church)

So sorry for your troubles...it's EVERYWHERE and I get raging mad when I see Yahoo news or ANY other responsible media person state otherwise - for the losses continue and are incalcuable to date - of those who've lost living space, moreover ALL else.

Grace

Well...bluntness usually works. Or write it down if you keep throwing up.

Meanwhile, check with your local Social Services and Salvation Army...sometimes they have funds to help folks like you find a place.

Have you tried talking to the local HUD office or the county for assistance in housing?

What they offer may not be ideal, but it will put a roof over your head.