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Seniors: Have any of you tried to obtain help from your local authority with aids to keep you safe?

in your home or garden and found that they say you must pay the full price because you have money in the bank?

I applied for a very modest job to be done and was horrified (not only that I would have to pay) but that the cost of the job (if done by them) would be about 6 times as high as I eventually paid by arrangeing it myself. I wondered if this was deliberate to put people off applying (or to cover the cost for those who DO get it done free as well).

Apparantly, because I had slightly more than £10,000 in the bank (inherited recently) I could have no help until the figure went below £10,000. This just encourages people to spend money frivolously to get free help of course - which is wrong. My gripe on this is that a funeral (very basic, no frills type) costs in the region of £5,000 which is why I want to keep some in my bank and not burden others with my funeral cost. This is not taken into account - in their eyes it is savings that I could be living on.

I find the rules very strange indeed, especially as money seems to be being thrown (every week) at certain sections of the community. I feel sure that our generation are deliberately penalised because they think there is no fight in us. We'll just sit back and take all unfairness and, when we die, we are one less problem.

I receive only an 80% pension and (even the latest small rise gave me only 80% rise). The ONLY concession I have is one quarter off my Council Tax bill because I'm a sole occupant. Obviously I'm dipping into the savings to buy food and especially to pay heating bills. The fact that people, like me, cannot even claim for an outside handrail, and a couple of grab handles indoors to help mobility, but have to pay for and arrange this ourselves really shocks me.

I see unemployed people with several children holidaying abroad each year, changing their car for a newer model, spending disgusting amounts at Christmas and buying cigarettes and alcohol. This just leaves me confused about our fairness to those who've worked hard in this land we call GREAT Britain.

Update:

Malcky and Stella, thanks so much. I don't know why I didn't think of that because I was actually thinking of opening a separate account as a funeral account but then thought that the council would still say that is savings (which it would be). Of course, once paid for to someone else I won't have the money. I do know that, when we apply for things, they ask to see bank books or statements, and if there has been an unusual outgoing they ask what that withdrawal was for, because they know people deliberately reduce their funds at such times. They couldn't argue over a funeral plan.

The only other alternative I could think of was to spend a lot on a holiday and take some family members (paying for them also). However, our generation were brought up to be pretty frugal and it goes against the grain (to me anyway) to deliberately spend money like that.

I will get in touch with Age UK as soon as they open tomorrow. The sooner this is done the better for everyone. Than

Update 2:

Yes Malcky, that sounds very similar to how it is in my area. The powers that be said that over £10,000 was too much to get these particular things free. For certain other requests you can have only £6,000 and for yet others things the figure is £16,000. It is confusing to say the least. I don't know if these are Government figures or whether different local authorities can set their own but, for this particular request, the figure is £10k. When I see what some people can afford and know that they have NEVER worked (even though able bodied etc.) it makes me sick and wonder what type of warped brain came up with these rules and figures.

The funeral plan should do the trick though so I can then rest easy. This particular job is now done, as I said in my original question, but there are bound to be other needs as I age so maybe I will have a better response next time I have to contact them.

5 Answers

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  • Anonymous
    9 years ago
    Favorite Answer

    Why not take out a funeral plan with Age UK or some such

    organisation.? Pay the lump sum for the funeral costs up front.

    That way you halve your savings and become eligible for the

    mobility aids?

    Most people do not seem to tell the truth about their finances

    anyway, that is why so many are claiming benefits.

    Those of us who do tell the truth, are the one's getting the least

    and we have worked all our lives, or until illness made it impossible

    to do so.

    EDITED to Add:-

    In this area (Buckinghamshire) you apply to

    the Dept of Occupational Therapy part of Social

    Services, and they accept a GP's letter as a statement

    which qualifies the elderly person for aids to mobility.

    Then once they have seen that your finances put you

    in the qualification bracket, they contract someone

    to do the work for you, and that department pays for it.

  • M P A
    Lv 6
    9 years ago

    Unless you can get such things done absolutely free (means tested as you say) then it is often cheaper to arrange and pay for it yourself. These employees of organisations all have to be paid somehow as well as the contractor when they arrive so if you can just find an odd job man who can put put brackets and grab handles etc. (or a relative) then it's a much better option. They might not come with 'written' guarantees though but few would refuse to come back and correct things because their work survives on friends recommending them to each other.

    I recently checked in a shop which specialises in mobility appliances, right through the range from expensive automatic beds to basic grab handles and was surprised how much cheaper it would be to buy from there and then find a person to install them than to just accept a quote from organisations who claim to be looking after the needs of the elderly.

    I was quoted (by an organisation) £450 for two metal handrails to go either side of 6 concrete steps. I was able to buy two chrome handrails of the length I needed for £64 and then pay for them to be fitted (£15). The chrome ones are advertised for internal use but are strong and it was my choice to have them for outdoors. I'm sure they'll last years and the worst that could happen to them will be that the chrome might, eventually, come off (and then they could be sanded and painted I'm sure). Smaller grab handle sizes were available for just a few pounds each but I just need, at the moment, help to get up those outside steps.

    "There's more than one way to skin a cat" they say.

  • 9 years ago

    Wow , thats a good story.

    Sort of makes you realise, how ridiculous it is for an "older" person to pay top dollar, for basic home maintenance to install hand rails and and grab handles for mobility.

    Totally agree its a cost, which the government should take on.

    Handrails and mobility rails, should be covered by the goverment. Especially since said citizen has been paying taxes their whole lives.

    Also, i wonder if every tax paying able bodied citizen would sacrifice one dollar a week from their wage, to fund said project. Because i would imagine that would generate millions of dollars statewide.

    This generates the funding.

    Then you get bidders to come in and bid for the contract to install the handrails at the cheapest price, without sacrificing quality.

    Part of their bid would include price ,and timeframe how long it would take them to install said product in "older" persons home. This timeframe would be incorporated into the contract, and said bidder held liable for breach of timeframe.

    Once all that is done and there is a sucessful bidder. Then had rails and grab handles are installed in every old persons home (no offense) state wide.

    Taking the burden off the older person to pay for it.

    Said politician who actually executes the idea, ad makes it happen, gets the vote of all the older people in the next election.

  • 9 years ago

    My suggestion - if $5,000 of that money in the bank, is for your funeral - put it into a funeral fund. Then you'll only have $5,000 in the bank and you'll get all the help you need.

    I had a similar situation, being a little bit over the cut-off point to get government help. I now have a fat envelope of money in my underwear drawer, and I get all the help I need. You have to think laterally sometimes.

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  • Anonymous
    9 years ago

    take the money out of the bank and hide it then go to the council for help , when they ask you how much money you have in the bank you can say none ! BAM you have aid

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