Don't understand how to pay for college explain?

Your first step should be to complete the FAFSA, the free application for federal student aid. This is the application for all federal aid, including grants, loans and work-study. The Pell grant is based on your family's financial situation, so you may or may not be eligible. You will be eligible for some level of student loans, however. If you are a first year, full time dependent, you would be eligible for up to $5,500 in loans in your name. In addition, your parents will be able to apply for a PLUS loan to cover any amount up to the cost of attendance at your school. If they are denied, or if you are an independent students, you would be eligible to borrow up to $9,500. You can choose to pay on your loans while you are in college or to postpone payments on federal loans until after graduation.

In addition to federal loans and grants, you may also be eligible for state grants or scholarships from your college. You do need to reapply each year.

You may also be eligible for state grants or for scholarships offered by your school. You can often find information about what is available and how to apply on your college's website. However, most colleges have a priority deadline in the spring, so it may be too late to qualify for aid of this type for this year.

You can also apply for private loans and scholarships. While there are scholarships available all year long, the majority of deadlines are from January through April, so you are probably too late to get much scholarship aid for the fall, but you can start getting your applications ready for next year. There are scholarships based on every criteria imaginable--race, ethnicity, gender, religion, sexual orientation, hobbies, employment, military service,etc. However, to win scholarships you need to have good grades and particpate in some quality extra-curriculars.

If all that doesn't cover your bills, you can apply for private loans. Usually students will need a credit-worthy co-signer to qualify. You can also contribute to the cost of college by using savings or by working a part time job.

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i know about a few colleges in india which give a big scholarship n also they have TFA test for financial aid to needy students , check for sites for details - LPU, IP

Get a job and work your way through school.

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