My dad is disabled at 62 can he get disability and retirement same time?

No. It's one or the other. What usually happens when someone goes into a social security office to file for retirement benefits and they tell the interviewer that they are disabled is that the interviewer takes both the retirement application and a disability application. The person is set up to receive retirement benefits while the disability claim is pending. If the disability is approved then the person is switched over to the higher, unreduced disability benefit. When the person reaches full retirement age they are switched back to retirement benefits with no change in the payment rate. There is no such thing as a disability benefit once someone reaches full retirement age which for your father is probably age 66. If the disability is denied then the person continues to receive the retirement benefit.

As far as the benefit amount goes, it is based upon what your father paid into the system when he was working. Social Security was never meant to be a person's sole source of retirement income. I hope that you are planning a better retirement for yourself by putting money aside so that you will have something in addition to social security.

Your father is probably getting worker's comp. Worker's comp doesn't reduce a retirement benefit but it does reduce a disability benefit. Under federal law a person can't receive a full worker's comp benefit and a full social security disability benefit. The total of the two together can't exceed 80% of his average monthly wage. Because of the worker's comp offset your father is probably better off receiving the social security retirement benefit unless he needs Medicare.

A person who has been entitled to disability benefits for 24 months becomes entitled to Medicare. Otherwise they must wait until they are age 65.

I'm sure that the claims rep has discussed the options with your father - or will when your father goes into the social security office which I would recommend he do instead of filing over the phone.

If he collects retirement now, he'll make less than if it doesn't collect until he's 66. It will take 1-3 years to go through the process of getting SSD. (It can be as short a time as a year, but the most people are denied the first time. After that it depends on which state and how long the waiting list is for the appeal process.) Even if he gets on disability before he turns 66, he automatically gets swapped over from disability to retirement when he hits 66.

His best option is to try to find something he can do until 66 - office work maybe? I know some tradesmen who went from working on the street to working behind the counter at a supply store, simply because, sooner or later, if you're in a trade, you're going to hurt yourself, and they all did. Some of them did that even after collecting SS retirement.

I doubt he can get both at the same time

But I think he should try diability first.

Talk to a disability lawyer on his behalf at:

you at the instant are not allowed to get carry of the incapacity till your complete retirement age and then draw SS retirement. you're allowed to get carry of incapacity till you attain the age of sixty two and then are required to take early retirement, so which you in actuality get carry of a decrease volume of SS.

In his case, I think so.