Back injury because of work, no health insurance. What are my options?

Question

I work at a kennel- very long days, and a lot of hard physical labor. Mind you, it's much harder than it needs to be because the owner refuses to hire enough people to sufficiently do the job- so we are running around like crazy all day and rarely have time to take legally required breaks.

 Anyway, since working there, I've injured my back, probably due to heavy lifting or the some of the dogs pulling on the leashes. I'm in a pretty serious amount of pain and have trouble sleeping and moving certain ways. My employer did pay someone she knows to give me a massage, and the masseuse told me that she believes I've popped a rib head out of place and that I need to be going to a chiropractor. 

I have tried everything I can at home to deal with the pain, but it's not really subsiding. I don't have health insurance and I don't have the money to go to a doctor or a chiropractor. I don't know if my employer has liability insurance, and I've never dealt with anything like this, so I don't know how to approach it. My employer is extremely cheap and I worry that she's going to cause problems for me if there is some way for me to pursue worker's compensation. Does anyone know what my options might be for getting medical care for this? Thank you in advance.

Rob · Accepted Answer

above is correct.
u get form , fill it out,
get copy and see doctor.
employers workman's compensation
plan pays out or u get to sue.

corette · Answer

Evaluate free charges from dif firms at INSUREDEALS.Data- RE wellbeing coverage after an injury? I am presently a scholar without wellness coverage. At the same time taking part in soccer, I injured my knee. I went to the tuition student wellbeing and found out i've an injured MCL, a bruised bone and a torn meniscus, and the health care provider recommends i've an MRI and visit an orthopedic healthcare professional however without wellness coverage I cannot do these options. First off is with attending a institution scholar well being and not a health facility, would the health coverage find out about the injury if I get well being coverage, and if now not, how long do I have to wait to attend to get medication executed on my knee that the wellbeing insurance would duvet?

M W · Answer

Employers are required to have Workman's Comp insurance.  Ask about it.  Don't wait because work related injuries have to be reported to the employer within a certain number of days.

Linda R · Answer

You need to ask your employer for an 'on the job injury' form and go to a doctor A.S.A.P.
You do NOT need health insurance for this - workman's comp will take care of the bills.

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Back injury because of work, no health insurance. What are my options?

4 Answers