Social Security Card used 4 years ago for car loan?

Tell your friend to follow these 4 steps.

1. Activate a fraud alert on your credit report

Call the following toll free numbers of the three credit reporting agencies (Transunion, Experian, and Equifax) and request for an initial fraud alert to be placed on your credit report. Once the credit bureau confirms your fraud alert, they will forward that information to the other credit bureaus.

By initiating this process, lenders are required to contact you by phone to authorize any new lines of credit.

All three credit bureaus (Transunion, Experian, and Equifax) will provide you a credit report free of charge per government mandate.

TransUnion:

1-800-680-7289

www.transunion.com;

Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Equifax:

1-800-525-6285

www.equifax.com;

P.O. Box 740241, Atlanta, GA 30374-0241

Experian:

1-888-EXPERIAN(397-3742);

www.experian.com;

P.O. Box 9554, Allen, TX 75013

As soon as you receive your credit report, go over all of the information and highlight any accounts affected by the identity theft.

Look for inquiries from companies you haven’t contacted, accounts you didn’t open, and debt on your accounts that you don’t recognize. Check personal information reported on the credit report: Social Security number, addresses, names, and employers. If you find any inaccurate information the credit bureaus have to be notified right away.

2. Contact your creditors and Close the accounts that have been tampered with or opened fraudulently.

Call your account holders and notify them that your identity has been compromised. Open investigations into any unauthorized charges, new accounts, etc… Communicating with the creditors is of the utmost importance when dealing with identity theft. Be honest and forthcoming with all available information.

Keep a file of your correspondences and enclosures.

3. File a complaint with the Federal Trade Commission (FTC)

You can file a complaint with the FTC on-line or call the FTC’s Identity Theft Hotline, toll-free: 1-877-ID-THEFT (438-4338); TTY: 1-866-653-4261; or write: Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington DC 20580.

Continue to check your credit reports periodically, especially for the first year after you discover the identity theft, to make sure no new fraudulent activity has occurred.

4. File a report with the local police.

Contact your local police department and file a police report as well as an identity theft affidavit. The police may be able to catch and prosecute whoever stole your information. An official record will also reinforce your claims of fraudulent charges if creditors or credit bureaus ask for further information. Keep copy of the police report. You may need it to validate your claims to creditors or credit bureaus.

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Most likely, he did not put your possess date of start as his. You cannot take possession of a car that does not belong to you even though anyone (on the basis of false pretences) used your report to buy it. Each behavior is illegal. What you are able to do is call up the enterprise that offered car and the Social safety office to make them mindful of this.

Sorry. If someone owes child support you can not believe anything he says.