(is this a scam), job offer from rtc capital group?

100% scam.

There is no job. There is only a scammer trying to steal your hard-earned money.

The next email will be from another of the scammer's fake names and free email addresses pretending to be the "secretary/assistant/accountant" and will demand you accept a fake bank deposit. The deposit will be from a stolen credit card, hi-jacked paypal account or phished bank account. You are then suppose to withdrawal the money before your bank realizes the transfer was made with stolen money. You are suppose to send the "money" via Western Union or moneygram back to the scammer posing as the "supply company" while you "keep" a small portion. When the credit card/paypal/bank account owner realizes their money is in your account, your bank reverses the transfer now you get the real life job of paying back the bank for all the bank's money you sent to an overseas criminal.

Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off your cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country your money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever.

Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer.

6 "Rules to follow" to avoid most fake jobs:

1) Job asks you to use your personal bank account and/or open a new one.

2) Job asks you to print/mail/cash a check or money order.

3) Job asks you to use Western Union or moneygram in any capacity.

4) Job asks you to accept packages and re-ship them on to anyone.

5) Job asks you to pay visas, travel fees via Western Union or moneygram.

6) Job asks you to sign up for a credit reporting or identity verification site.

Avoiding all jobs that mention any of the above listed 'red flags' and you will miss nearly all fake jobs. Only scammers ask you to do any of the above. No. Exceptions. Ever. For any reason.

If you google "fake check cashing job", "fake job bank account Western Union scam", "money mule moneygram scam" or something similar you will find hundreds of posts from victims and near-victims of this type of scam.

2

Red flag #1: It's written in poor English, as if by an immigrant or more likely someone in a different country. Yet, the signed name is distinctly English. Red flag #2: Obviously inflated pay. There's no reason a personal assistant would earn that much, so it seems like a tactic to draw people in. Red flag #3: This is the big one. No legitimate employer would ever ask for your SIN over email. The SIN is required for real jobs, but it is given on an actual application form or directly to the manager since it's such sensitive information. Similarly, this employer should not have any need for your passport. So yes, this is very clearly a scam. Fake passports (copied from real ones) are valuable on the black market, and asking for SINs over email is just identity theft waiting to happen.

Never heard of them but NO company should ever make you pay upfront for training fees. Normally if the employee has to pay this is taken out of their first pay not paid upfront. In the UK it's actually against the law for a company to ask you to pay them before you start

You also would never attend a training before you had interviewed IN PERSON at their office AND had an offer letter in hand. You don't train if you are not even employed by the company

There is NO RTC Capital Group registered with Companies House, the UK government's business registry. There WAS a company called RTC Company but they went out of business in July http://wck2.companieshouse.gov.uk/66fc8a24c5440612...

The FSA has NO registered company by that name and to conduct ANY sort of financial transactions in the UK they have to be registered with the FSA. Capital Group implies they are involved in investments and they cannot do any of this without being listed with the FSA or they are breaking the law http://www.fsa.gov.uk/register/firmSearchForm.do

Directory Enquiries has no such company listed and what company does not have a listed phone number?

That site was created ONLY SIX DAYS ago and is not even in the UK

http://whois.domaintools.com/rtccg.com

The address they list on the website is an apartment building in NYC, it's NOT a commercial premises

You can call the building manager directly to see if there is any such business there http://www.urbanedgeny.com/property/11-maiden-lane...

It's ILLEGAL for any company to ask you to use your personal bank account for any business transactions.

I would report this to Action Fraud for investigation. And DO NOT send any money. The fact you were asked to accept money into your account hen send it through Moneygram sounds like you are potentially are being used to launder money which will land you in prison for up to 10 years

http://www.actionfraud.police.uk/

Not to mention the company is operating without being registered or licensed and what real company is not even listed in the phone directory?

So let Action Fraud investigate and only move forward if they verify the company is not breaking any laws

I found a little information about RTC You can find more if you

go to the web site below. Here is what I found.

The Resolution Trust Corporation (RTC) was a United States Government-owned asset management company run by Lewis William Seidman and charged with liquidating assets, primarily real estate-related assets such as mortgage loans, that had been assets of savings and loan associations (S&Ls) declared insolvent by the Office of Thrift Supervision (OTS) as a consequence of the savings and loan crisis of the 1980s. It also took over the insurance functions of the former Federal Home Loan Bank Board.

Personally, I don't think I would trust them.

http://en.wikipedia.org/wiki/Resolution_Trust_Corp...

Pay no attention to favone's answer. This is 100% SCAM! Do this and you will be VERY sorry.

Western Union and Moneygram NEVER investigate and these companies are always used by scammers. Favone you are being scammed!

You might not believe me but kittysue is an true expert and has thousands and thousands of correct answers. Don't be a fool, lose money and possibly land in jail.

@ Kittysue, I received an email from them as well. They are not asking applicants to transfer money from their own personal funds. From what I read and understand, they will give the £30 to the applicant to transfer to another applicant, etc etc, as part of the initial training. This is the first level and is supposed to test your knowledge of e-Commerce solutions-according to them.

@ Daniel, I checked out their website at www.rtccg.com and it appears they are lenders to small businesses or something. I did see a physical address, and they seem to have some background information which is not common for fraudulent businesses to the best of my knowledge. I must admit I still don't feel 100% comfortable yet, because its almost too good to be true but certain pointers have good me about 70% comfortable- they are not asking us to pay any money, and they have a legal agreement. Also, the fact that there's a training programme which determines whether you proceed as an employee or not. Oh, and the job description seems straight. Lastly, the fact that money transfer will be through MoneyGram or Western Union is also a bit reassuring because these firms do fraud checks against any transaction and lastly because £30 doesn't qualify as money laundering, I hope. I wouldn't jump into anything, will wait and see. Please email me if you get any negative information on them so that I can dissociate myself. Thanks!

It is a scam they sent me the same email i went to my bank to find out if it is really a genuine company but after checking the banker told me it was a scam job everyone must stay away of these criminal we all are looking for job but do not let the ambition of getting job lead u into big trouble .

I've just received the email for the job myself...it looks pretty dodgy. Any finance group with any kind of valuable reputation would have a way better way of presenting themselves. My guess it's a hoax. But thank-you for posting your message. I was just looking them up to make sure and I saw your post. You've saved my time for me - Thanks.

i just got the exact email from the same totaljobs just seconds ago.... so glad i read this first this has to be a scam!!!!