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happyme
happyme asked in Business & FinanceCredit · 9 years ago

credit report at Annual credit report?

I just have a question about https://www.annualcreditreport.com/cra/index.jsp

If i get my free credit report today 10/13/12, can i get another FREE credit report on 1/1/13? or do i have to wait till 10/13/13 of next year (one whole year) before the renewal of the 1 year restarts for the free credit report from annual credit report .com

thanks

3 Answers

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  • Slickterp
    Lv 7
    9 years ago
    Favorite Answer

    You can get one each 12 months (not calendar year) from each agency. There are 3 agencies. So the trick is to get one from each every 4 months.

    So get Experian now, TransUnion in 4 months, and the other in another 4 months.

  • Silly Goose
    Lv 7
    9 years ago

    Report - singular.

    Be aware that there are 3 of them.

    Experian, Equifax, TransUnion

    You have to wait 12 months and 1 day.

    Some people will get one of the 3 reports every 4 months to stagger them.

  • Calvin C
    Lv 7
    9 years ago

    one report each company once a year. transunion today must wait till 10/14/13 for another transunion. many people pull a report every 3-4 months rotating from whom they get it

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