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South Dakota no fault collision accident?
Me and my friend were pulled up beside each other in our vehicles. our vehicles were about a foot apart. after we were done talking he pulled away and hit my pickup in the back bending in the whole fender thing in the back and pulling out the bumper? how would my insurance pay for this? or would it? because all i have currently was Liability only. I've read sometimes no fault collision is squeezed in there with it? or will i have to seek money from my friend? any input would be greatly appreciated.
2 Answers
- MushuLv 79 years agoFavorite Answer
If you don't have collision, you don't get covered by your insurance. There's no such thing as no-fault collision.
Your friends insurance should pay. Call your friend and get his insurance information.
No-fault does not mean that no one is at fault. It refers to injuries only. It has nothing to do with property damage.
- 9 years ago
Their not going to cover it because they don't have to, it's a no fault state. There are always extenuating circumstances so it never hurts to ask, but I think you going to have to bite the bullet on this one.
