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Debit card debt? Is it possible?
I have a visa debit card. I made a transaction and it has been nearly over a week and it says "OUTSTANDING TRANS ********* MISCELLANEOUS DEBIT DEBIT". I called the bank, they said the merchant hasn't claimed the money yet which is unnusual. And that within 10 days it will go back into my account if they do not claim the money. If they don't claim it am I in debt..??? I need someone 2 explain this to me... how does it work? What do I do..? Will I be n debt? Even tho I have enough money in my account? If it just stays there as outstanding transaction will the amount increase..??
Ok so basically... if they don't take that money but iv got the item am I in debt? In trouble? I basically want to know what that means.. and also what happens if iv got the item because iv purchased it over the counter and pinned etc.. but the transaction doesn't go thru.. or they haven't claimed the money. What happens?
2 Answers
- TyLv 58 years agoFavorite Answer
Why would you be in debt if they are putting money back into your account? You need to explain your question better with proper grammar.
Edit:
Okay, that's much better. No you are not in debt, they ran your card asked you to input your pin, if they failed to claim the money you are not at fault that is a transaction that needs to take place in between them and the bank you have done your part. Another way of looking at it is like this, you sell me an apple for 2 dollars I leave the two dollars on the counter and you give me that apple, if you forget to pick those 2 dollars up and put them in your pocket, how is that my fault? It was your responsibility.
- ?Lv 45 years ago
Going in to debt is horrible, and you need to place yourself into extra debt. But that is your choice. So there may be provident who do money loans, but their curiosity fee is a comic story. If in case you have a mortgage off them for £500 you ought to pay again £850 over fifty two weeks. They arrive every week to accumulate the money from your door. Otherwise you might are attempting a credit union. All this said........ That's if you from UK. Best use the beneath should you rather are that determined, considering the fact that they are high-priced
