Drive a new car home from car dealership?

Why the hell do people assume it's OK to drive an illegal, uninsured car 'just home from the garage' because they've only just bought it and are too stupid or lazy to make the appropriate arrangements.

No, it's not.

Your new car needs to be insured before you switch the engine on on a public road, no excuses. It's very simple, phone the insurance company and get them to transfer the insurance over to the new car.

It's your licence on the line here btw.

Driving a car without insurance is illegal.

You need to transfer your insurance to the new car before you collect it.

There may be a small admin fee to pay, and there may also be a difference in premium between the old car and the new car. If this is an increase, you will have to pay the difference. If it is a decrease you will receive a partial refund from the insurance company, unless this is cancelled out by the admin fee.

If it the car is brand new, the dealer will need an insurance cover note or certificate in order to tax the car - probably a day or two before you collect it.

It is unlikely any dealer will let you leave their premises in a new car without making sure you are properly insured.

If you are buying the new car on finance, it will be a condition of the finance agreement that the car is covered by a comprehensive insurance policy at all times.

UK - there are no circumstances at all where you can drive a car on the road without insurance. "I've just bought it officer" will not work as an excuse even as the truth, they hear that one all the time.

If the car is not taxed the deler cannot tax it for you without insurance

Most responsible dealers will insist on seeing the insurance proof as they do not want to be aiding and abetting you in an offence as they can get done too

Try it and get caught and this happens -

Car impounded £140 plus £20 a day storage and if not reclaimed with proof of insurance within 14 days they crush or sell it

Fine £200 at least

Points - a big fat 6 of them

Some dealerships permit this, and they are going to sell the cars as program automobiles after a at the same time. The vehicle will have a number of thousand miles on it but it will have never been titled and the assurance stays the same, and you pay particularly a little less for the automobile! They don't as a rule just drive any automobile since the dealership would not need their new cars to have very many miles on them, i don't know about you however when I buy a new vehicle i need it to be new, not quite used.

As you have sold your car you are no longer the owner the insurance you had is no longer valid.

ANY car you drive must be insured and the policy you have is not transferable to another vehicle without speaking to your insurance company.

Ring them and get a cover note for your new car, that way you will be covered and remember to carry the cover note with you as if you are stopped YOU will need to prove that you hold a policy..

When I got my new car from a main dealership they gave me a cover note for 7 days to give me time to get my insurance changed over to it.

I had to wait to pick up the car because it had to be taxed first. They also put some petrol in it for me. I was of course charged for both.

You should check with the dealership first. If they do not provide cover then contact your insurer straight away. Do not drive your new car until it is insured and taxed.

No. If you are thinking of the clause "The driver can drive any vehicle not belonging or hired to him" In this case you are the owner of the new car (or the dealership won't let you take it away) and so the clause doesn't apply.

Ring your insurance company and transfer your policy to the new vehicle. A 5 minute job which sees you legal.

NO, of course not. There is no magic exemption just because you've bought the car ten minutes before. You cancel the insurance on the old car and buy a policy for the new one.

it's not hard. There's no 'insured properly', there is insured or not insured.

get on the phone.

i bought a new car in september and the dealer taxed it and provided me with a seven day drive away insurance free of charge and when i transferred my insurance from my old car my new insurance didn't start until the free one had expired. my son bought a new used car from a different dealer last month and he was provided with a free drive away insurance it was already taxed. most good dealers now provide a free drive away insurance.

No, it's not okay. Talk to your insurance company and tell them you want to transfer your cover to a different car, they'll usually do that without a murmur. There may well be a fee and change in premium.

To go on the public highway it must be taxed, insured and in possession of a valid MoT if that applies