accidental house burning of my property.?

If the house was properly recorded in your name on the title deed at the county recorder's office and the insurance was taken out in your name, your children would get nothing.

Why would the house be a rental property if you inherited the property from in-laws? The property should have gone through probate with the deeds being signed over to you, by a probate judge decree that should have been taken to the county court, so a title deed could be issued in your name.

If the title deed is still in the name of your in-laws there might be legal things that might have to take place before the insurance would pay anyone to include you.

I hope this has been of some benefit to you, good luck.

"FIGHT ON"

First, the insurance money will go to rebuild the house - so "no one" will receive cash.

If the house is not going to be rebuilt, then the mortgage company will be paid off first, you will need to remove the remains of the house and then, if any money is left over, everyone that is on the deed would receive their fair share.

The deed determines ownership (and each persons value), NOT who paid the insurance and taxes.

Depends on their percentage of ownership.

realtor.sailor