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Will my insurance company check my driving record if my boss requests my driving history from the DMV?
I have been issued 5 or 6 or 7 tickets over the last 11 years of driving (I'm 27), but my insurance premiums have never gone up, as if my insurance company has never checked my driving record. Maybe it's because my brother used to be my insurance agent and they still know him. Anyway, I just got a new job and my boss wants to get a copy of my driving record so he can put me on his insurance to drive the company truck and I want to know if that will trigger my insurance co. (Farmers) to check my records too. I had a possession of marijuana citation while driving last summer and that would likely cause my premiums to go up if they knew about it. Luckily, my boss wouldn't care about that, but I don't want him to check it if its just going to cause problems for me. And please don't turn this into a marijuana hate zone; I've quit smoking since then and at the time I only had a gram in the car but the officer could smell it. Thanks in advance for any info you can give me.
3 Answers
- Anonymous8 years agoFavorite Answer
Your boss checking your drivers record with your DMV has nothing to do with your insurance company. They won't know. They can only know if THEY check your driving record.
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- lucyLv 78 years ago
It is unlikely that Farmers has not checked your record, since most do at renewals, by the underwriting department. The fact that your rates has not changed, is most likely due to so many tickets, they keep your rates the same. Most tickets/accidents stay on your record for 3 years and then drops off, so, since you continue to have tickets, your rates are most likely due to them.
But, with you driving in your job, the employers insurance may not like to have someone drive with so many tickets and this could be a problem, since, the employers insurance maybe more expensive for you to drive a company vehicle.
good luck
