Hello! I am a 60 y.o. active woman, single. I own my home with a $118,000?

You don't say how long you have lived in the home you currently own, and how much equity you've built up. It's possible you could pay off your $15K loan and just rent--at age 60, it's probably just as good to consider this as staying in your home. You also don't say how long the mortgage term is--and how much you have left to go. If you have the bulk of it paid off, or you've been there ten-fifteen years or more, it might prove to be a sounder financial move to just stay put. Your home equity will rise and fall with the market--and the value as well. If you have a buyer for your condo, who will give you your asking price and a little more, and you can afford to move, the rental community might be a better choice. There's never a guarantee you'll get the value of your home if you sell. You have to consider the market and the area. It sounds as if the new rental place has more amenities, and less maintenace to consider over the long run--which might be your deciding factor depending on your physical ability to DO home maintenance. But you may also have to put money into selling--prep work, updating, repairs, escrow--so that will eat into your profit if you do. Talk to a financial advisor about what might be your best option. Nothing wrong with renting--especially when maintaining an owned home can get to be an expensive proposition the older it gets.

You should move.