Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and beginning April 20th, 2021 (Eastern Time) the Yahoo Answers website will be in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.

Trending News

Promoted
C B
C B asked in Society & CultureReligion & Spirituality · 8 years ago

Why do insurance companies call natural disasters acts of god?

Update:

Actually there are many references to "act of god" in insurance law. Just because some of you aren't able to research: http://www.duhaime.org/LegalDictionary/A/ActofGod....

http://definitions.uslegal.com/a/act-of-god/

So claiming that the term is not used does not answer the question. They do state that act of nature and act of god are used interchangeably. The act of god phrase should probably be removed from use altogether so that act of nature would be the correct term thus eliminating the tie between god and nature?

6 Answers

Relevance
  • I R Sonajiso
    Lv 5
    8 years ago
    Favorite Answer

    Seeing how it is the sole representative of God on earth, maybe the insurers are secretly conspiring to eventually launch a class action lawsuit against the Vatican for all damages?

    ;)

    j/k

  • Deborah
    Lv 4
    8 years ago

    Its an old, old term that was around even before insurance companies, and shows how many people did believe in God at one time, because it was so natural.

  • ?
    Lv 5
    8 years ago

    So they don't have to pay anyone out if it's an act of God, what is so ironic here is God has nothing to do with any of the so called acts, but it's obvious they do believe in God.

  • ?
    Lv 6
    8 years ago

    In my understanding, it isn't merely a "natural disaster", but an event so unlikely that it's improbability falls outside the scope of standard actuarial calculation, which is how insurance rates and risk is assessed.

  • How do you think about the answers? You can sign in to vote the answer.
  • More Moral Than God
    Lv 6
    8 years ago

    I've read my insurance policy and there is no mention of god, only natural occurrences.

  • Anonymous
    8 years ago

    Do they actually? Wow...

    Source(s): Certified furry!
Still have questions? Get your answers by asking now.