What happens if someone test drives my car and they crash it. I only have liability?

It will cover other cars and property. But not your own. It would cover other people's medical bills. But not yours. That's if it's 'your' or the driver of your car's fault. If it's someone else's fault then their insurance pays.

If your car gets wrecked on a test drive your pretty much SOL. The good news here is you go with them and you make it clear to the potential buyer if he wrecks it he owns it. Beyond that unless they own a car now with full coverage you may have to sue someone in small claims court. Fortunately the risk is small so I would not be overly concerned about it. Look at who it is for example a young kid is not likely to have much experience in a performance sports car. While an older adult may have had several. You never know until you talk to them about it first.

Having sold a lot of cars getting people who call to even show up may be harder than you think. And I can tell you from experience that the guy who calls up and wants to come look at it right then is the one who has the money burning a hole in his pocket. Try to accommodate them with your schedule it may be to your advantage. All the other people who make excuses like " I gotta ask my wife/girlfriend/husband/boyfriend are all making excuses or are not serious for one reason or another. Looky loos come with the territory when selling used cars sometimes.

If they crash the car, it is gone. Liability insurance does not replace the car. However, it does save you from paying for the driver's injuries and keep you from paying for any other property that they may have damaged.

Do this. Let the driver know up front that you must ride in the passenger seat. Let them know up front that the moment the driver breaks ANY traffic laws, the test drive will immediately be over. If during the test drive the driver breaks any traffic laws, stick to what you said and make the test drive over immediately.

Liability only covers the damage you/your car causes to others, it pays nothing for damages to your own vehicle. So if someone is test driving your car and hits someone, insurance will pay for the other car, but not yours. When you let them drive the car, you are covering them under your insurance.

Liability insurance covers the other vehicle your car has contact with. If you don't have comprehensive coverage and your car is wrecked by you or someone having permission to drive it, it's your loss. Just contact your insurance agent and ask them about that particular situation to see if insurance is available for a shorter amount of time.

You will lose the car, nothing for it. Do what people do with motorcycles. Because there is such a chance at damage (he said he could ride...) The person pays you for the car, if they don't like the test drive, they get the money back. This will also weed out people who just want to beat on your car.

in case you have collision coverage on your coverage, the coverage employer will pay on your motor vehicle at industry fee and for the different autos in touch. Collision coverage is lots greater fee-effective than years in the past. criminal duty coverage is lots bigger although very mandatory. Your brakes probably worked yet you probably skidded on the slick roadway. A lesson to force slower in those circumstances and shop your distance as much as achieveable, permitting you to respond and with any luck steer away from a crash.

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