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How has the new health care law impacted your employer-sponsored health benefits for 2014?

This week we were informed by my husband's employer, which is an international corporation headquartered in the US, that beginning in 2014 we will no longer be offered traditional health insurance. They will offer us a consumer-driven health plan with an astronomical deductible, or we can opt for no coverage at all. The letter did not state whether it will continue to offer dental and vision coverage.

The letter also states that the company desires to comply with new health care laws and save money at the same time, and that is why they are making this change.

We have decided to opt out and purchase a traditional health insurance plan on our own.

How have your health benefits been impacted, if at all?

4 Answers

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  • ?
    Lv 7
    8 years ago
    Favorite Answer

    No impact to my plan. Yet.

    What your tale illustrates is the goal that ObamaCare has had all along:

    1 - Get folks out of their existing plans;

    2 - Move them into plans designed by HHS, many of which will initially be sold and administered by private insurance companies; and,

    3 - Once the premiums on those policies go through the roof (which they will have to or the companies will be unable to offer the policies), the Federal government will step in and offer insurance directly, backed up by...you guessed it, the taxpayer, aka you and me.

    Then, finally, the leftwingers will have their decades-old wet dream come to fruition: a single-payer healthcare system. And, oh, by the way, the cost will be astronomical; and if it isn't, you can count on the level and quality of your healthcare to reflect that lack of extremely high cost. See: Great Britain, Canada, et al. Translation: there STILL is no such thing as a free lunch, regardless of what our "liberal" friends would have us believe.

    And some folks actually bought that nonsense sold to them by the President about being able to keep their healthcare plan and their doctor(s). Blatant lies, all of it.

  • ?
    Lv 7
    8 years ago

    NO MAJOR CHANGE SOON

    It is possible that your employer isn’t being sincere with you.

    I say this because NY’s governor recently announced that the

    implementation of Obamacare will actually drive down health

    premiums in the state.

    Governor Cuomo said the premiums will drop by 50%.

    Analysts describe that as an exaggeration. Nonetheless

    they are all in agreement that premiums shall drop.

    The only recent change that has been announced by my NY

    employer is that on August 1, 2013, AETNA shall ask its

    members (when hospitalized) to transfer to a network hospital

    after 48 hours of care if prolonged care beyond 48 hours is

    necessary.

    If the patient refuses to go to a network hospital AETNA shall

    charge the patient out-of-network member costs for services

    received from the out-of-network hospital.

    For the time being nothing has changed yet.

    -- EDIT --

    EDGAR’s comments herein are pure fantasy.

    There is no reason to suspect that premiums shall increase.

    EDGAR sure offers no explanation as to why premiums should increase.

    He is simply a right-winger caught up in the lies fed to him by the GOP.

    To the contrary as logic would have it, premiums should decrease slightly

    due to the newly found competition amongst providers.

    Will providers suddenly be unable to make a profit due to competition?

    Well you tell me; can anybody be naïve enough to believe that they won’t

    be able to make a profit?

    If that were the case then AETNA would be shutting its doors down.

    Guess what, they aren’t. There is plenty of money to make, even in a

    competitive market.

  • ?
    Lv 7
    6 years ago

    Co pays hsve went up on medications, fewer medications are covered, some services are no longer covered

  • 8 years ago

    Oh really who do you work for?

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