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Help! What is the name if this awful song?

It was released fairly recently, sung by a woman, and is played to death on the adult contemporary stations. Every line of the chorus starts with what sounds like 'P.T.I.C.', and the same acronym is used alot during the verses. The verses are done in a light rap style, while the chorus is melodic. It sounds like an 'uplifting' and 'encouraging' song.

I also believe a bank used the song as its jingle in a commercial recently.

I thought it was a commercial until I heard it played at the gym, but it was hard to hear.

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