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Question about 2-year upgrade prices on cell phones?

I have an upgrade with AT&T coming up in two weeks.

I was thinking about getting a new smartphone and I can either pay $49.99 for an upgrade with a new 2-year plan or pay $350 for the phone off-contract.

The $49.99 option is nearly $300 cheaper than the other. Is it as good as it sounds? What's the catch? I don't plan on switching my carrier any time over the next year so I don't have anything to worry about. Will I eventually have to pay off the full price of the phone before my 2-years is done?

Or am I just better off getting the phone off-contract and plugging my SIM card into the back of it?

2 Answers

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  • 7 years ago

    The ONLY downside to the discount is that you have to sign a contract. If you go out and pay full price for a phone, you can avoid a contract and get service on a month to month basis. You can drop the service at anytime and go elsewhere.

    If you have no plans to change carriers, take the discount and sign the contract.

    Source(s): 16+ years of cell phones/AT&T iPhone owner
  • 7 years ago

    You are pretty much always better off with pre-paid. You can find out which prepaid provider operates on the same network as your phone and you shouldn't need to unlock or do anything special but pop in the SIM card and activate.

    http://www.allprepaidplans.com/

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