Im getting random texts asking me if I want a payday loan. Im thirteen. How can I stop them?

You can't - they are just dialling all possible number combinations. Ignore them. The one thing you must not do is respond - not even to tell them not to send to you. If you do that, they know they have found a real number, so keep sending texts.

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RE Im getting random texts asking me if I want a payday loan. Im thirteen. How can I stop them?

How can I stop them I dont need then cos im thirteen!

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As you said text (as in mobile phone not email) reply to the message with the word 'STOP'. Firms are legally obliged to pay attention to this. If that doesn't work, try the website of the company named in the message. You should be able to find an option to opt out of receiving its texts. If not, phone the firm and request it stops

If you scroll to the end of the email there is sometimes an unsubscribe box. If not just delete them as we do all the other spam emails telling us we have have won millions on a non existent lottery.

check them off and send to spam folder.