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I have a 25.9% personal loan. Would it be a good idea to transfer it to a 0% balance transfer credit card? The 0% is for 18 months.?
The loan is for $6,000. Thanks so much for your help!!
3 Answers
- D.E.B.S.Lv 77 years ago
Do the math. Free loan -v- outrageous interest.
Also make sure you take into consideration the transfer/cash advance fee that the new card will be charging you. This is usually an up front fee of a couple percent with a cap at a couple hundred dollars. Even with that the math will likely work out in favor of the lower percentage rate.
- 7 years ago
What do you think?! Then again, if you had the sense to figure that out you wouldn't have taken such a ridiculous loan. Sounds like you should have saved up for that boob job instead of getting a loan. Well just use your stripping money to pay it off early.
