Is this a reasonable settlement?

Ha ha ha ha ha ha ha haha.... take a breath... ha ha ha a ha ha ha ha ah.

Get yourself an attorney IMMEDIATELY! You have just discovered that insurance companies are low-life, scumbag, dirt-balls masquerading as a business.

My thoughts are in the neighborhood of $25,000. First, it's over $1500 just to replace the airbags, not to mention ALL the damage to your car. If your car is totalled, get an good high estimate of what it was worth before the accident. Get a rental car, and they have to pay for that, too. Have your lawyer deal with it.

DON'T talk with the insurance company again. Let your lawyer do that. If you suffered time off from work, they have to pay for that, too. Never, never, EVER try and negotiate with an insurance company by yourself! They are the lowest form of being on the planet, and they are ruthless, no morals, and no conscience. NONE!

I am guessing they have settled your car claim. They either have paid to repair it, or paid you if they totaled it?

All that is left is your injury. This amount is reasonable, since, after the accident, due to the burn from the airbag and soreness, got checked out. The doctor confirmed, no injury, so as they say you was treated and released. You had no further treatment, since none was needed.

Yes the $500 pain/suffering is reasonable and also the reimbursement of the medical bills. They "might" give you a little bit more, but my guess would be $100 to $150 max.

I'm confused here. You had an accident and were basically unhurt. Your "low-life, scumbag, dirt-ball" insurance company paid your medical bills and gave you a little extra on top of that. Wow. What a terrible, unethical thing for them to do. Richard is dead wrong on several points.

1) Your accident happened a month and a half ago and you haven't been treating since you initially got checked out. You presenting an injury claim at this point would raise a huge red flag with the insurance company's fraud unit. Your lawyer will try to salvage some settlement but I doubt they will offer you more than a grand at this point.

2) Insurance companies use the sales of comparable vehicles to determine your vehicle value. The KBB value you pull is pretty worthless since they do not usually list comparable vehicles to back up the value they give. Insurance companies use a third party valuation service (e.g. Valuescope, Autoverse) to pull comparable vehicles (same year, make, model, and mileage) sold in the area where you live in the past 90 days. They will find 20-30 vehicles and then the service will adjust for any differences in options and mileage to determine your value. Make sure that the insurance company is giving you credit for all the options your vehicle had and also mention any major repairs (e.g. tune ups, brake jobs, tires) that you have had done in the past year or two as these can often add value. If you don't agree with the value, it's up to you to locate additional comparable vehicles that support a higher value. You also may ask your insurance company to inspect the vehicle as sometimes the values between companies can be different.

3) The insurance company will only only pay for a rental what they deem is a reasonable time period after they deem your vehicle a total loss. This is usually 5-10 days. Good luck getting them to pay for a rental after you lawyer up.

If the insurance company made your car whole again, take the medical and pain and suffering offer. You didn't mention the vehicle. Hopefully they paid for the damages to it.

the above commentor is right, you seem to be wanting to filing a claim right now, 1 and a half month after incident. sINCE YOUR diagnostic test showed no further injuries, you cant sue the other party for any pain suffer, lost wages because you wernt . because they offered to pay for the medical costs as well.

you technically do not have to take thier settlement, but you really have no basis for a larger lawsuit, because your car already got compensated for? since you said destroyed, your car is totaled, how much was it?